How to switch your direct deposit.

Everyone has a different set of circumstances to consider when it comes to switching direct deposit. While some may have a simple change that only involves one or two considerations, others have many several automated transactions to include in the transition to Lake Trust direct deposit. This guide includes the quick answer of what you’ll need for a direct deposit at Lake Trust. And a guide broken down into three main steps: prepare, make the switch, and follow-up.

The basics to connect a direct deposit.

To set up a new direct deposit at Lake Trust, you'll need the following:

• The Lake Trust routing number: 272078268
• Your complete Lake Trust account number
• Your full legal name

How to switch your direct deposit. 

Prepare. 

Make the switch as smooth as possible by gathering all the information you'll need ahead of time.

• Review your current account statement(s). Create a list of all automated deposits or withdrawals that will need to be addressed when you change your direct deposit to Lake Trust. Review several months of transactions to make sure your list includes everything.  
• Contact your employer. Find out what you need to provide to your employer to move your direct deposit to your Lake Trust account. And find out when you will receive your first completed direct deposit to your Lake Trust account. 
  • Most employers will need the Lake Trust routing number 272078268, your complete Lake Trust account number, and your full legal name. 
    
    

Make the switch.

Once you know what you need to do to start or switch your direct deposit, it's time to get started. 

• Initiate with your employer. Complete any forms or online process with your employer to reroute your pay to your Lake Trust account. Do the same for any other direct deposits that need to be moved. 
• Update your account information where necessary. Arrange for your automated debits and withdrawals to be made from your Lake Trust account. And canceled from your old account. 
• Leave funds to cover payments. Leave enough money in your old account to cover any updated payments or checks that haven't cleared to avoid any fees. 
  
  

Follow-up.

Once you've confirmed that your direct deposit into your Lake Trust account was successful, you're almost done. 

• Transfer any remaining funds from your old account to your Lake Trust account. 
• After transferring the remaining funds, close your old account and get written confirmation that the account is now closed. 
  
  

If you need help.

If you have any additional questions, please reach out to the Lake Trust team at 888.267.7600.